Halal Business Car Finance. Built for drivers and businesses.

Halal business car finance is a way for drivers and businesses to fund a vehicle without paying or receiving interest (riba). It uses a Shariah-compliant structure called Ijara wa Iqtina, where the finance is tied to a real asset, the vehicle, and ownership transfers to you at the end of the agreed term.

Yes. The structure suits professional drivers on Uber, Bolt, FreeNow and other private hire platforms. Payments can often be arranged on a weekly basis to match how you earn. As with any application, eligibility is assessed individually and is subject to status.

Yes. Licensed taxi drivers can finance a purpose-built black cab, such as the LEVC TX, through the same halal ownership model. You use the vehicle under an agreed rental during the term, with ownership transferring to you at completion.

Yes. Company cars, vans and fleets can be financed under the same asset-backed, Shariah-compliant structure, subject to status. Whether you are a sole trader or a limited company, you can finance a vehicle without interest-based lending.

Payments can be arranged to suit professional drivers, often on a weekly basis, so the finance fits the way your income arrives across the term. The exact options available are confirmed as part of your agreement.

No interest is charged. Instead of interest on a loan, you pay an agreed rental-profit charge for using the vehicle under the Ijara arrangement. For easy comparison, we also show an APR-equivalent, which annualises the total charges. Finance is subject to status.

If you are financing a vehicle for private hire work, you may need the relevant licence for your area, such as a PCO licence in London. Licensing requirements depend on your local authority and the type of work you do, and are separate from your finance application.

No. The initial eligibility check uses a soft search, which does not affect your credit score. This lets you explore your options before deciding whether to make a full application.

You may have the option to settle your agreement early if your circumstances change. The specific terms that apply are confirmed as part of your agreement, so it is worth discussing early settlement with us before you commit.

Yes. The Ijara documents behind the finance structure have been independently reviewed by Alhamd Shariah Advisory. Independent review means the underlying agreement is examined by qualified specialists, rather than simply described as compliant.

Halal business car finance is available to eligible applicants across the UK. You apply online, receive a decision, and choose a vehicle from a trusted dealership, subject to status.

During the Ijara term, the finance provider owns the vehicle while you use it under an agreed rental. At the agreed completion point, ownership transfers to you through Iqtina and the vehicle becomes yours.